The ability to manage the family finances is a very important task to undertake on a continuous basis. Usually in each family this role will be lead by one of the parents and quite often this can cause a great deal of friction within the family. It is quite common that one parent is much better at managing finances and this parent should undertake the lead role to ensure that both parents work together to manage the family finances. Most of the time the parent deemed to be the better financial manager shoulders the main responsibility to ensure financial stability and if you are in debt, to be able to turn the families financial resources around to become either debt free or a more manageable level of debt. It goes without saying that both parents need the support and cooperation of each other to manage the family finances. This means that one parent cannot be saving and making sacrifices whilst the other is spending as fast as they can. Total commitment is required by both parents.
When you talk to your partner about a financial plan, particularly how to eliminate debts, make it a emotionless talk where you are outlining how the future can be better with rigor around financial management. It is possible that both of you have contributed to the current financial status, so it is important that the blame is not set at the feet of one person only. In every plan there should be checkpoints to see how you are both progressing and where possible small rewards to keep you going and to show the benefits of what you are achieving together.